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Zakat Calculator

Estimate your Zakat on savings, gold and other eligible wealth. Choose your nisab and see the full calculation.

Use values on your Zakat date in one currency. Enter a nisab from a trusted local source, or calculate it from your chosen metal price. Prices are not fetched automatically. Amounts are calculated in this page and are not saved or sent by this calculator.

1. Date, currency and nisab

Gold/silver standards and gram equivalents differ by authority. Follow the basis you use; sources and explanations are below. Every price must match the valuation date and currency.

2. Your zakatable assets

Enter each asset once. Leave unused fields blank. Include only the eligible portion of investments; do not automatically enter an entire pension or property value. The home you live in and ordinary personal belongings are excluded.

Include only jewellery covered by the guidance you follow; scholars differ on personal-use jewellery. Exclude stones and non-metal parts. For mixed gold purities, enter a combined eligible valuation instead of one weight.

A positive metal weight requires its pure-metal price. Use a jeweller or trusted dated price source. No old example price is prefilled.

3. Deductions and lunar year

Deduct only liabilities allowed by your chosen guidance. Do not subtract a whole long-term mortgage or future living costs automatically. Debt rules vary; enter zero if your method allows no deduction.

This is a 2.5% annual wealth calculator, not Zakat al-Fitr, crops or livestock. It does not infer your Zakat anniversary or resolve interruptions below nisab.

Using the Zakat calculator

Choose a valuation date and nisab, then enter eligible assets and deductions in one currency. Arithmetic example only: with net wealth of 10,000, a selected nisab of 5,000 and a completed lunar year, the estimate is 250, not 125. These are not current market prices.

Which nisab should I select?

Use the basis advised by your trusted authority. Gold and silver give different thresholds. This tool supports a local currency amount or either metal, with 87.48/612.36 g and 85/595 g conventions. The selected basis appears in your result.

Does the calculator include personal jewellery?

You decide which eligible metals to enter. The Hanafi position includes gold and silver jewellery; other schools generally exempt permitted personal-use jewellery subject to conditions. Stones are not metal. The tool does not choose a ruling for you.

Should I enter my entire investment portfolio?

Not automatically. National Zakat Foundation distinguishes shares bought for resale from long-term holdings, whose zakatable underlying assets need assessment. Enter the eligible value you have established, not an unexplained percentage or the whole value of every asset.

Can I subtract all my debts?

Do not assume every liability is deductible. National Zakat Foundation gives conditions for deductions, excludes future bills not yet due and distinguishes long-term instalments. Apply the guidance relevant to your situation before entering the deduction.

Does every pound or dollar need its own full year?

National Zakat Foundation uses a common Zakat anniversary for qualifying cash, metals and trade assets acquired during the year. Confirm your anniversary and applicable rules, especially if wealth fell below nisab. This calculator only uses your stated lunar-year answer.

How is the estimate calculated?

The tool adds eligible assets, subtracts your entered deductions and compares the non-negative balance with your selected nisab. At or above nisab, it calculates 2.5% of the whole balance. An incomplete or uncertain lunar year produces a planning result, not a claim that payment is due now.

Sources and calculation bases

Sources checked 13 October 2026. This does not imply endorsement by the named organizations or an independent scholarly review of this tool. Ask a Zakat specialist about complex assets and personal eligibility.

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